Personal Checking

Preferred Checking

Benefits:

• FREE checking, $10 minimum balance to open account, no service charges
• Unlimited check writing
• Check Images included with bank statement
• ATM and/or SHAZAMChek card available

*Fees disclosed may be subject to Iowa Sales Tax

NOW Checking

Requirements:

• Minimum balance to open the account is $10

Benefits:

• FREE if you maintain an average daily balance for the cycle of $1000.00 (A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.)
• Interest-bearing
• Interest rates may change at any time
• Unlimited check writing
• Check Images included with bank statement
• ATM and /or SHAZAMChek card available

*Fees disclosed may be subject to Iowa Sales Tax

Super NOW Checking

Requirements:

• Minimum balance to open the account is $10

Benefits:

• FREE if you maintain an average daily balance for the cycle of $2500.00 ( A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.)
• Tiered Interest-bearing account
• Interest rates may change at any time
• Unlimited check writing
• Check Images included with bank statement
• ATM and/or SHAZAMChek card available

*Fees disclosed may be subject to Iowa Sales Tax

Money Market Checking

Requirements:

• Minimum balance to open the account is $10.00
• Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to 6 per monthly statement cycle.

Benefits:

• FREE if you maintain an average daily balance for the cycle of $2500.00 ( A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.)
• Tiered interest-bearing account
• Interest rates can change at any time
• Check images included with bank statement
• ATM and/or SHAZAMChek card available

*Fees disclosed may be subject to Iowa Sales Tax

Preferred Plus Club Checking

Requirements:

• Minimum balance to open the account is $10.00
• Customers must be 50 years of age or older

Benefits:

• Unlimited check writing
• Tiered interest-bearing account
• Interest rates may change at any time
• FREE if you maintain an average daily balance for the cycle of $500.00 ( a $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.)
• FREE personalized wallet checks
• FREE Money Orders, Cashier’s Checks
• FREE $10,000.00 Accidental death and dismemberment insurance, single account
• FREE $20,000.00 Accidental death and dismemberment insurance, joint account
• ATM and/or SHAZMChek card available
• Check Images included with bank statement

*Fees disclosed may be subject to Iowa Sales Tax